Business Services

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Business Financing

As a small business owner, every decision you make affects your business. Whether you're just starting out or looking to expand, KimCentral is dedicated to providing you with the financial support you need, as well as the service you deserve. KimCentral is a full service financial institution offering a wide range of products and services to meet your business needs. 

From conventional to government assisted loans, including Small Business Administration (SBA), WHEDA, and others, KimCentral is here for you. KimCentral offers competitive rates and reasonable repayment terms.

The following is a list of loans currently offered:

  • Rental property
  • Commercial property
  • Construction/Expansion
  • Business equipment
  • Line of Credit
  • SBA - for more information visit the U.S. Small Business Administration
  • WHEDA

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Small Business Checking

You work hard for your money, so why pay service fees to maintain your checking account? Our small business checking account offers several money-saving features and services for your small business needs.

  • No check writing fees
  • No deposit item fees
  • No monthly service fee with a daily balance of $1500.00 or more
  • Monthly statement of activity – Ask about eStatements
  • Free Internet Banking

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Merchant Services

Accepting credit card payments makes it more convenient for your customers to make purchases. At the same time, you avoid the risk of an uncollected check for payment. Our merchant services can efficiently provide you with credit card processing services, which can be transacted through your KimCentral checking account. 

NOTE:  Credits may be deposited to either a savings or checking, but debits may only be withdrawn from checking.

For more information visit the U.S. Small Business Administration

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Site Features...

KimCentral Credit Card Statements

E-Mail Fraud/Identity Theft Notice:

KimCentral Credit Union will NEVER send you an e-mail asking to verify, update, or provide personal, sensitive financial account information via the internet.

If you feel you are a victim of suspicious e-mails regarding your account, please contact the credit union immediately.