E-Mails Fraud/Identity Theft Notice:

KimCentral Credit Union will NEVER send you an e-mail asking to verify, update, or provide personal, sensitive financial account information via the internet.

If you feel you are a victim of suspicious e-mails regarding your account, please contact the credit union immediately.

Current Rates

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MORTGAGE LOANS

Rates in effect as of July 25, 2010                

1st Mortgage
  Daily Periodic
Rate
APR Starting
At
10 - 30 Year Fixed                         
Call for Details!                          

1st Mortgage Adjustable Rate
EZ 123 / 10 Year Mortgage
.01301369
4.75%
3/1 ARM (Amortized up to 360 mo.)
Call for Details!     
                    

2nd Mortgages - State of WI only - Amortized up to 180 months
3 Year                                          
Up to 80% LTV        
3.50% *        
5 Year
Up to 80% LTV 4.00% *

Home Equity
5 Year                                          
Up to 80% LTV        
6.00%           
Call for our 5 Year Home Equity Special!

Construction
6 Month Interest Only                    
.01095890               4.00%            

Rates subject to change without notice.  KimCentral is an "Equal Housing Opportunity
Lender".  For complete details, please call the loan deparment at (920) 720-2572 or
(800) 236-5228.   Certain fees and conditions may apply to the above real-estate
loan types.  

APR = Annual Percentage Rate, LTV = Loan to Value
 
*  YOUR RATE IS DETERMINED BY YOUR ACCOUNT RELATIONSHIP
AND CREDIT SCORE. 
 


AUTO LOANS


NEW AUTO / BOAT / TITLED RECREATIONAL VEHICLES
2011-2009                                 
* APR Starting At:  
* APR Up To:  
     3 - 5 Years
4.00%
12.50%
     5 Year Balloon
6.25%
14.00%


USED AUTO / BOAT / TITLED RECREATIONAL VEHICLES
2009-2007                                 
* APR Starting At:   * APR Up To:  
     3 - 5 Years
4.75%
13.00%
2006-2002
 
  
     2 - 4 Years
5.25%
14.50%
2001 & Older or
Excess of 100,000 Miles
    
     2 - 3 Years
13.00%
21.00%
Rates are subject to change without notice. Rates and Terms are based on the age and
model of the vehicle you are financing. Applicants subject to credit approval. KimCentral
is an "Equal Housing Opportunity Lender". Down payment may be required. 

 

APR = Annual Percentage Rate

*  YOUR RATE IS DETERMINED BY YOUR ACCOUNT RELATIONSHIP
AND CREDIT SCORE. 

DEPOSIT RATES

Rates in effect as of July 1, 2010 

Share Certificates
                          
Minimum Balance  
Dividend Rate 
APY *            
6 Months
$10,000.00
1.05%
1.06%
1 Year
$10,000.00
1.39%
1.40%
2 Year
$10,000.00
1.69%
1.70%
3 Year
$10,000.00
1.79%
1.80%
CALL US FOR RATE SPECIALS!    Call for $1000.00 minimum deposit rates.

 

IRA
                          
Minimum Balance   Dividend Rate  APY *            
1 Year
$10,000.00
1.39%
1.40%
2 Year
$10,000.00
1.39%
1.400%
3 Year
$10,000.00
1.69%
1.70%

Call for $5000.00 minimum deposit rates.

IRA Savings
                          
Minimum Balance   Dividend Rate  APY *            
$100 and Over 
  0.40%
0.40%


Money Market Gold
                          
Minimum Balance   Dividend Rate  APY *            
$100 - $24,999
 
 0.30%
0.30%
$25,000-$49,999 
  0.70%
0.70%
$50,000 and Up
 
 0.90%
0.90%

Regular Savings
                          
Minimum Balance   Dividend Rate  APY *            
$100 - $4,999   0.20%
0.20%
$5,000 and Up
  0.40%
0.40%

Checking Accounts
                          
Minimum Balance   Dividend Rate  APY *            
Basic FEE FREE
None Required
   
Traditional
None Required
0.10%
0.10%

* APY = ANNUAL PERCENTAGE YIELD

Rates and terms subject to change without notice. All deposit accounts are insured to
at least $250,000 by NCUA (National Credit Union Administration) backed by the
Federal Government. IRA certificates are also available. Please contact a Member
Service Representative to request a certificate disclosure. Penalties for early
withdrawal.