E-Mails Fraud/Identity Theft Notice:

KimCentral Credit Union will NEVER send you an e-mail asking to verify, update, or provide personal, sensitive financial account information via the internet.

If you feel you are a victim of suspicious e-mails regarding your account, please contact the credit union immediately.

Current Rates

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MORTGAGE LOANS

Rates in effect as of October 13, 2011                

1st Mortgage - Call for fixed rate terms 10 years or longer 

1st Mortgage Adjustable Rate
  Note Rate  APR * 
EZ 123 / 10 Year Mortgage  4.00%                    4.05%              
3/1 ARM (Amortized up to 360 mo.)     

2nd Mortgages - State of WI only - Amortized up to 180 months
  Note Rate  APR * 
3 Year                                           3.50%                     3.518%            
5 Year  3.75%  3.762%

Home Equity
  Note Rate  APR * 
5 Year                                           6.00%                     6.00%              

Construction
  Note Rate  APR * 
6 Month Interest Only                     4.00%                     6.495%            

*  Rates subject to change without notice.  KimCentral is an "Equal Housing Opportunity
Lender".  Rates are based on $100,000 1st mortgage or $100,000 Construction
loan and $50,000 2nd mortgage or $50,000 Home Equity loan.  Rates are based on 80%
LTV.  Certain fees and conditions may apply to the above real-estate loan types.  APR = Annual Percentage Rate.  LTV = Loan to Value.  For complete details, please call the loan department at (920) 720-2572 or (800) 236-5228. 

YOUR RATE IS DETERMINED BY YOUR ACCOUNT RELATIONSHIP
AND CREDIT SCORE. 
 


AUTO LOANS


NEW AUTO / BOAT / TITLED RECREATIONAL VEHICLES
2012 - 2011  APR * Starting At:                          
   3 - 5 Years                                2.75%   
   5 Year Balloon  6.00%   


USED AUTO / BOAT / TITLED RECREATIONAL VEHICLES
2011-2008                                 APR * Starting At:                          
   3 -5 Years  3.50%   
2007-2006     
   2-4 Years  4.50%   
2005-2004     
   2-4- Years  5.50%   
2002 & Older or
Excess of 100,000 Miles
    
   2-3 Years  13.00%   

Rates are subject to change without notice. Rates and Terms are based on the age and
model of the vehicle you are financing. Applicants subject to credit approval. KimCentral
is an "Equal Housing Opportunity Lender". Down payment may be required. 

 

APR = Annual Percentage Rate

*  YOUR RATE IS DETERMINED BY YOUR ACCOUNT RELATIONSHIP
AND CREDIT SCORE. 

DEPOSIT RATES

Rates in effect as of December 9, 2011 

Share Certificates
                          
Minimum Balance  
Dividend Rate 
APY *            
6 Months
$10,000.00
0.65%
0.65%
1 Year
$10,000.00
0.80%
0.80%
2 Year
$10,000.00
1.14%
1.15%
3 Year
$10,000.00
1.39%
1.40%
CALL US FOR RATE SPECIALS!    Call for $1000.00 minimum deposit rates.

 

IRA
                          
Minimum Balance   Dividend Rate  APY *            
1 Year
$10,000.00
0.80%
0.80%
2 Year
$10,000.00
1.14%
1.15%
3 Year
$10,000.00
1.39%
1.40%

Call for $5000.00 minimum deposit rates.

IRA Savings
                          
Minimum Balance   Dividend Rate  APY *            
$100 and Over 
  0.30%
0.30%


Money Market Gold
                          
Minimum Balance   Dividend Rate  APY *            
$100 - $24,999
 
 0.30%
0.30%
$25,000-$49,999 
  0.40%
0.40%
$50,000 and Up
 
 0.50%
0.50%

Regular Savings
                          
Minimum Balance   Dividend Rate  APY *            
$100 - $4,999   0.15%
0.15%
$5,000 and Up
  0.25%
0.25%

Checking Accounts
                          
Minimum Balance   Dividend Rate  APY *            
Basic FEE FREE
None Required
   
Traditional
None Required
0.05%
0.05%

* APY = ANNUAL PERCENTAGE YIELD

Rates and terms subject to change without notice. All deposit accounts are insured to
at least $250,000 by NCUA (National Credit Union Administration) backed by the
Federal Government. IRA certificates are also available. Please contact a Member
Service Representative to request a certificate disclosure. Penalties for early
withdrawal.