E-Mails Fraud/Identity Theft Notice:

KimCentral Credit Union will NEVER send you an e-mail asking to verify, update, or provide personal, sensitive financial account information via the internet.

If you feel you are a victim of suspicious e-mails regarding your account, please contact the credit union immediately.

Student Services

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High School Branch Hours and Locations

Menasha High School
Monday and Wednesday
10:20am-11:45am
Located next to The Cage (school store)

Neenah High School
Tuesday and Thursday
10:45am-12:15pm
Located outside the lunch room

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Growth Certificate

The Growth Certificate is a special share certificate established to help young members save their money for a specific purpose. All students between the ages of 13-19 qualify for this product.

This is a one year certificate with a variable rate, changing the first of every month. A penalty of six months of dividends will be assessed to anyone who chooses to close their certificate before its maturity date. Minimum balance required is $10.00. Deposits can be made at any time to the account, as long as the deposit is $10.00 or more.

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Student Loans

The KimCentral Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.
To learn more or apply, please get started here.

The Smart Option Student Loan features and benefits:
   •Competitive Interest Rates
   •Borrow up to 100% of school certified education costs (minimum
    $1000.00)

   •Borrower benefits available - like rewards and interest rate reductions
   •Rates that reward creditworthy borrowers
   •Applying with a creditworthy cosigner may help you qualify and/or 
    receive a lower rate

   •Fast online Application.  Our easy-to-complete application takes about 15
    minutes.  It's quick and easy.

   •24/7 online account management
   •No prepayment penalty

Repayment option Flexibility

Interest Repayment Option: PAY MORE. SAVE MORE.
   •Student pays interest while in school and for six months after school
   •Shorter repayment term compared to fixed & deferred repayment options
   Students save an average of 30% on their total loan cost 
  
  compared to the deferred repayment option.


Fixed Repayment Option: PAY A LITTLE NOW.  SAVE A LOT LATER.
   •Student makes a minimum monthly payment while in school and for six
    months after school

   •No penalty for repaying, enabling students to pay more when their budget 
    allows

   •Shorter repayment term, compared to the deferred repayment option
   Students save an average of 20% on their total loan cost
    
compared to the deferred repayment option
1

NEW!  Deferred Repayment Option2: GET MAXIMUM FLEXIBILITY.
   •No minimum payments required until after school, or students can pay as
    much as they want while in school

   •No penalty for prepaying
   •Monthly statements will show no payment due, but students are
    encouraged to make payments toward accrued, unpaid interest

   •Only available to students and families at eligible degree-granting Smart
    Option Schools


1Savings based on typical loan to a freshman borrower attending a degree-granting institution.
2The deferred repayment option is only available for degree-granting institutions.  Interest that accrues or remains unpaid during the in-school separation period will be capitalized when repayment begins.

 Financial Education Links

These dynamic, educational video games engage kids while teaching them important money skills. Money Metropolis allows kids ages 7–12 to navigate a multi-dimensional world, making life decisions that will affect whether their virtual bank account shrinks or grows. In Peter Pig's Money Counter, kids ages 4–7 can practice sorting and counting coins with the help of wise Peter Pig.  Practical Money Skills for Life gives students of all ages the ability to learn the essentials of personal finance.

Money Metropolis

Peter Pigs Money Counter

Practical Money Skills

 

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